Doctor's SBI Card

A niche but genuinely useful card issued with the Indian Medical Association — the ₹20 lakh professional indemnity cover is the real draw, well ahead of anything a general lifestyle card offers, though earn rates outside travel and medical-supply spend are ordinary.

Rates and fees last verified 15 July 2026.

Annual fee

₹1,499

Joining fee

₹1,499

Reward type

points

Base reward rate

0.25%

Card network

Visa

Card tier

Mid

Benefits by category

✈️ Travel
1.25% reward rate · 12 complimentary domestic airport lounge visits per year plus Priority Pass access
🛡️ Insurance
₹20 lakh professional indemnity insurance, including legal defence costs and court-awarded settlements
🌍 Forex / international spend
3.5% forex markup on international transactions

Eligibility

Minimum credit score: 720
Minimum monthly income: ₹30,000
Employment: salaried, self-employed
Age: 25–65

Benefits

₹20 lakh professional indemnity insurance, including legal defence costs and court-awarded settlements
12 complimentary domestic airport lounge visits per year plus Priority Pass access

Pros

+ ₹20 lakh professional indemnity insurance
+ 12 domestic lounge visits + Priority Pass
+ 5X points on medical supplies, travel and international spend

Cons

− Open only to registered allopathic doctors
− Unremarkable 1 point/₹100 base rate

Apply on SBI Card's site