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SBI Card
KrisFlyer SBI Card
Mastercard
KrisFlyer SBI Card
SBI's October 2024 entry into Singapore Airlines co-branding — earns KrisFlyer miles on SIA Group and international spend at a ₹4,999 fee, positioned as the accessible half of the KrisFlyer SBI duo below the Apex.
Rates and fees last verified 15 July 2026.
Annual fee
₹4,999
Joining fee
₹4,999
Reward type
miles
Base reward rate
0.5%
Card network
Mastercard
Card tier
Premium
Benefits by category
- ✈️ Travel
1.5% reward rate · 2 complimentary domestic airport lounge visits per year
- ⛽ Fuel
1% fuel surcharge waiver on transactions between ₹500 and ₹4,000
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 750
- Minimum monthly income: ₹50,000
- Employment: salaried, self-employed
- Age: 21–70
Benefits
- 3,000 KrisFlyer miles on joining and first transaction within 60 days
- 2 complimentary domestic airport lounge visits per year
- Miles earned on Singapore Airlines, Scoot, KrisShop, Kris+ and Pelago spends, usable across the SIA Group
- 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000
Pros
- + Direct KrisFlyer miles earning, no separate transfer step
- + Useful for frequent Singapore Airlines/Scoot flyers
- + Reasonable fee for a co-branded airline card
Cons
- − Miles-only redemption has no cash value
- − Only 2 domestic lounge visits/year, no international access
- − Standard 3.5% forex markup despite being a travel card