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Landmark Rewards SBI Card
Landmark Rewards SBI Card is a shopping card for Landmark Group loyalists, earning accelerated points at Lifestyle, Max, Home Centre, Spar, Babyshop, and EasyBuy that redeem back into those same stores. It's a good fit for households that already shop these chains regularly, since the welcome bonus roughly covers the joining fee, but the redemption ecosystem is fairly closed compared to general cashback cards.
Annual fee
₹499
Joining fee
₹499
Reward type
points
Base reward rate
0.25%
Card network
Mastercard
Card tier
Entry
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in online shopping, dining. It's worth the annual fee mainly if your points value clears it.
Rewards & benefits
- Rewards rate: 0.25% base rate
Benefits by category
- 🍽️ Dining & food delivery
1.25% reward rate
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹20,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Rewards redemption fee: ₹99 + applicable taxes per redemption request when reward points are redeemed for statement credit, gift vouchers or physical products, charged once per batch regardless of how many items are redeemed in it.
- Foreign currency markup: 3.5%
- Interest rate: 42% p.a.
- Cash advance charges: 2.5% of the withdrawn amount or ₹300 (whichever is higher) at domestic ATMs, and 3% or ₹300 (whichever is higher) internationally; cash advances earn no reward points and carry no interest-free grace period.
Benefits
- 2,000 welcome reward points, worth roughly ₹500, that effectively offset most of the joining fee
- 8,000 bonus reward points awarded on crossing ₹2 lakh in annual spend
Pros
- + 10X points at Landmark Group stores (Lifestyle, Max, Home Centre, and more)
- + Welcome bonus points roughly cover the joining fee
- + 5X points on dining, movies, and international spend
- + Milestone bonus on ₹2 lakh annual spend
Cons
- − Redemption is largely locked to Landmark Group stores
- − Weak 1 point/₹100 base rate outside bonus categories
- − Standard 3.5% forex markup makes it weak for international spends