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Landmark Rewards SBI Card PRIME
Visa
Landmark Rewards SBI Card PRIME
The mid tier of SBI's three-card Landmark Rewards lineup, sitting between the base card and Select. It's built for shoppers loyal to the Landmark Group stable of brands, with a meaningfully higher value-back rate and lounge access that the entry card lacks.
Annual fee
₹2,999
Joining fee
₹2,999
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in online shopping, dining. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🍽️ Dining & food delivery
2.5% reward rate
- ✈️ Travel
Complimentary domestic and international lounge visits.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹3,00,000
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
Benefits
- Welcome reward points worth about Rs. 3,000 on joining.
- Complimentary domestic and international lounge visits.
- Accelerated value-back at Lifestyle, Home Centre, Max, Spar, Babyshop and EasyBuy stores.
- 12,000 bonus reward points on card renewal.
Pros
- + High value-back across the Landmark Group brands
- + Domestic and international lounge access
- + Sizeable welcome and renewal bonus
Cons
- − Rewards are narrow outside Landmark-affiliated stores
- − Mid-tier annual fee with no cashback option