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Landmark Rewards SBI Card SELECT
Landmark Rewards SBI Card SELECT is the upgraded, rebranded tier of SBI's Landmark Group card, consolidating what was formerly sold as separate Lifestyle/Home Centre/Max/Spar SELECT cards into one product. It earns 10X points at any Landmark Group store plus dining and movies, with a welcome bonus that roughly offsets the fee and generous milestone tiers for consistent Landmark shoppers, though it lacks an automatic spend-based fee waiver.
Annual fee
₹1,499
Joining fee
₹1,499
Reward type
points
Base reward rate
0.5%
Card network
Mastercard
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in online shopping, dining. It's worth the annual fee mainly if your points value clears it.
Rewards & benefits
- Rewards rate: 0.5% base rate
Benefits by category
- 🍽️ Dining & food delivery
2.5% reward rate
- ⛽ Fuel
1% fuel surcharge waived on transactions between ₹500 and ₹3,000 at the pump
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹20,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Rewards redemption fee: ₹99 + applicable taxes per redemption request when reward points are redeemed for statement credit, gift vouchers or physical products, charged once per batch regardless of how many items are redeemed in it.
- Foreign currency markup: 3.5%
- Interest rate: 42% p.a.
- Fuel surcharge waiver: 1% fuel surcharge waived on transactions between ₹500 and ₹3,000 at the pump
- Cash advance charges: 2.5% of the withdrawn amount or ₹300 (whichever is higher) at domestic ATMs, and 3% or ₹300 (whichever is higher) internationally; cash advances earn no reward points and carry no interest-free grace period.
Benefits
- 6,000 bonus reward points, worth roughly ₹1,500, credited on the first annual fee payment
- Up to 34,400 bonus points across ascending spend tiers, including 12,000 points on crossing ₹3,00,000 in annual spend
- 1% fuel surcharge waived on transactions between ₹500 and ₹3,000 at the pump
Pros
- + 10X points at Lifestyle, Home Centre, Max, Spar, and Babyshop
- + 10X points on dining and movies too
- + Welcome bonus largely offsets the ₹1,499 fee
- + Milestone bonuses scaling up to 34,400 points across spend tiers
Cons
- − No automatic spend-based fee waiver
- − Redemption is largely locked to Landmark Group stores
- − No lounge access