BestCard

All cards / SBI Card

SBI Card

SBI Card Miles PRIME

Visa

SBI Card Miles PRIME

A mid-tier travel/miles card sitting between SBI Card Miles and Miles ELITE, offering a lower forex markup and solid lounge access for moderate annual fee.

Rates and fees last verified 14 September 2026.

Annual fee

₹2,999

Joining fee

₹2,999

Reward type

miles

Base reward rate

1%

Card network

Visa

Card tier

Mid

Reward rates by category

  • Travel2%

Eligibility

  • Minimum credit score: 750
  • Minimum monthly income: ₹35,000
  • Employment: salaried, self-employed
  • Age: 1865

Benefits

  • 3,000 welcome Travel Credits on joining, plus an extra 3,000 Travel Credits on Rs 60,000 spend within 60 days
  • 8 domestic and 4 international airport lounge visits per year
  • 10,000 bonus Travel Credits on Rs 8 lakh annual spend
  • Reduced 2.5% foreign currency markup on international spends

Pros

  • + 8 domestic + 4 international lounge visits
  • + Lower 2.5% forex markup than the base Miles card
  • + Generous welcome and milestone Travel Credits

Cons

  • Higher fee than the base Miles card
  • Fee waiver needs Rs 10 lakh annual spend
  • Travel Credits carry no cash value
Apply on SBI Card's site

Applying takes you to SBI Card's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.