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SBI Card
SBI Card Miles PRIME
Visa
SBI Card Miles PRIME
A mid-tier travel/miles card sitting between SBI Card Miles and Miles ELITE, offering a lower forex markup and solid lounge access for moderate annual fee.
Rates and fees last verified 14 September 2026.
Annual fee
₹2,999
Joining fee
₹2,999
Reward type
miles
Base reward rate
1%
Card network
Visa
Card tier
Mid
Reward rates by category
- Travel2%
Eligibility
- Minimum credit score: 750
- Minimum monthly income: ₹35,000
- Employment: salaried, self-employed
- Age: 18–65
Benefits
- 3,000 welcome Travel Credits on joining, plus an extra 3,000 Travel Credits on Rs 60,000 spend within 60 days
- 8 domestic and 4 international airport lounge visits per year
- 10,000 bonus Travel Credits on Rs 8 lakh annual spend
- Reduced 2.5% foreign currency markup on international spends
Pros
- + 8 domestic + 4 international lounge visits
- + Lower 2.5% forex markup than the base Miles card
- + Generous welcome and milestone Travel Credits
Cons
- − Higher fee than the base Miles card
- − Fee waiver needs Rs 10 lakh annual spend
- − Travel Credits carry no cash value
Applying takes you to SBI Card's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.