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SBI Platinum Corporate Card
A mid-tier corporate travel card for companies that want global acceptance and expense-control tooling without the full premium fee load of the Signature card. Positioned for mid-size businesses managing a moderate travelling workforce.
Annual fee
₹1,500
Joining fee
₹1,500
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to self-employed applicants who clear the standard eligibility bar whose spend is concentrated in travel. It's worth the annual fee mainly if your points value clears it.
Rewards & benefits
- Rewards rate: 1% base rate
- Insurance benefits: Complimentary corporate accident insurance cover
Benefits by category
- ✈️ Travel
1.5% reward rate
- 🛡️ Insurance
Complimentary corporate accident insurance cover
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: self-employed
- Age: 21–65
Fees & charges
- Rewards redemption fee: ₹99 + applicable taxes per redemption request when reward points are redeemed for statement credit, gift vouchers or physical products, charged once per batch regardless of how many items are redeemed in it.
- Foreign currency markup: 3.5%
- Cash advance charges: 2.5% of the withdrawn amount or ₹300 (whichever is higher) at domestic ATMs, and 3% or ₹300 (whichever is higher) internationally; cash advances earn no reward points and carry no interest-free grace period.
Benefits
- Complimentary corporate accident insurance cover
- Multi-layer spend control and MIS reporting for finance teams
Pros
- + Global acceptance for business travel
- + Spend-control and MIS reporting for admins
- + Lower fee than the Signature Corporate tier
Cons
- − Issued only under a corporate program, not individually
- − Fewer lounge/lifestyle perks than the Signature variant