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SBI Card PULSE Sprint
Visa
SBI Card PULSE Sprint
A lighter-fee variant of SBI's lifestyle-and-wellness-themed PULSE card, aimed at younger professionals who want the contactless PULSE styling and accelerated dining/lifestyle rewards without the full PULSE fee.
Annual fee
₹1,499
Joining fee
₹1,499
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in dining. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🍽️ Dining & food delivery
5% reward rate · Accelerated points on dining, groceries and wellness/fitness spends.
- 🛡️ Insurance
Complimentary health and wellness-linked insurance cover.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹2,00,000
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
Benefits
- Welcome reward points on joining.
- Accelerated points on dining, groceries and wellness/fitness spends.
- Complimentary health and wellness-linked insurance cover.
Pros
- + Lower fee than the standard PULSE card
- + Strong rewards on dining and lifestyle spends
- + Wellness-linked insurance cover
Cons
- − No lounge access
- − Reward categories narrower than premium lifestyle cards