All cards / SBI Card
Tata Star Card (Titanium)
The entry-level counterpart to the Tata Star Card SELECT, giving valueback at STAR retail/pharmacy outlets at a lower fee and without lounge access — a starter card for shoppers whose spend concentrates there.
Annual fee
₹499
Joining fee
₹499
Reward type
points
Base reward rate
1%
Card network
Mastercard
Card tier
Entry
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in groceries. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- ⛽ Fuel
1% fuel surcharge waiver at all fuel pumps.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹15,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹75,000
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
Benefits
- 500 bonus reward points on spending ₹2,000 within 60 days of issuance.
- 1% fuel surcharge waiver at all fuel pumps.
Pros
- + Meaningful valueback at STAR outlets for an entry-level card
- + Low, waivable annual fee
Cons
- − No lounge access
- − Reward earn drops sharply outside STAR-branded spend