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Slice / State Bank of Mauritius (SBM Bank India)
Slice RuPay Card (Basic)
RuPay
Slice RuPay Card (Basic)
This is Slice's most accessible RuPay card tier, aimed squarely at very early credit users (often students or gig workers) who need a low-friction way to start building a credit score via small UPI-linked transactions, with correspondingly modest limits and rewards.
Annual fee
₹0
Joining fee
₹0
Reward type
cashback
Base reward rate
0.5%
Card network
RuPay
Card tier
Entry
Who this card fits
Best suited to applicants with a credit score of roughly 600+ whose spend is concentrated in online shopping. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 0.5% base rate
- Domestic lounge access: None
- International lounge access: None
Benefits by category
- 🛍️ Shopping
1% reward rate
Eligibility
- Minimum credit score: 600
- Employment: salaried, self-employed
- Age: 18–58
Benefits
- Entry-tier issuance for new-to-credit applicants with lower income/eligibility requirements than the Super Card, primarily used for UPI scan-and-pay
Pros
- + No joining or annual fees
- + Low eligibility bar, accessible to new-to-credit and younger applicants
- + RuPay credit-on-UPI support for everyday small payments
Cons
- − Very low reward rate
- − Typically comes with a small starting credit limit
- − No premium benefits of any kind
Best for