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Slice / State Bank of Mauritius (SBM Bank India)

Slice RuPay Card (Basic)

RuPay

Slice RuPay Card (Basic)

This is Slice's most accessible RuPay card tier, aimed squarely at very early credit users (often students or gig workers) who need a low-friction way to start building a credit score via small UPI-linked transactions, with correspondingly modest limits and rewards.

Rates and fees last verified 15 July 2026 · No bank pays us to rank higher.

Annual fee

₹0

Joining fee

₹0

Reward type

cashback

Base reward rate

0.5%

Card network

RuPay

Card tier

Entry

Who this card fits

Best suited to applicants with a credit score of roughly 600+ whose spend is concentrated in online shopping. It's a lifetime-free card with no fee to track.

Benefits by category

  • 🛍️ Shopping

    1% reward rate

Eligibility

  • Minimum credit score: 600
  • Employment: salaried, self-employed
  • Age: 1858

Benefits

  • Entry-tier issuance for new-to-credit applicants with lower income/eligibility requirements than the Super Card, primarily used for UPI scan-and-pay

Pros

  • + No joining or annual fees
  • + Low eligibility bar, accessible to new-to-credit and younger applicants
  • + RuPay credit-on-UPI support for everyday small payments

Cons

  • Very low reward rate
  • Typically comes with a small starting credit limit
  • No premium benefits of any kind
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