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Tripura Gramin Bank
PNB-TGB RuPay Credit Card
RuPay
PNB-TGB RuPay Credit Card
India's first Regional Rural Bank credit card — a co-branded RuPay card from Tripura Gramin Bank and its sponsor PNB, launched in TGB's Golden Jubilee year to extend formal credit to rural and semi-urban customers.
Rates and fees last verified 15 July 2026.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
0.25%
Card network
RuPay
Card tier
Entry
Benefits by category
- 🛡️ Insurance
Basic personal accident cover under the NPCI RuPay platform
- ⛽ Fuel
1% fuel surcharge waiver on eligible transactions
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: salaried, self-employed
Benefits
- 1% fuel surcharge waiver on eligible transactions
- Basic personal accident cover under the NPCI RuPay platform
- Issued to Tripura Gramin Bank account holders under its PNB sponsorship, extending formal credit access in the Northeast
Pros
- + Historic first RRB-issued credit card, backed by PNB
- + Zero joining/annual fee
- + Extends formal credit access in an underserved region
Cons
- − Very new launch — reward structure and long-term terms still emerging
- − Limited to Tripura Gramin Bank's branch network in the Northeast