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UCO Bank Kisan Credit Card (RuPay)
RuPay
UCO Bank Kisan Credit Card (RuPay)
UCO Bank's RuPay Kisan Credit Card gives farmer-borrowers a plastic card against their sanctioned agricultural credit line, useful across its strong eastern-India rural network for input purchases and cash access without repeated branch visits. It follows the standard KCC-RuPay fee-free structure with subsidized interest for prompt repayment and an annually reviewed limit based on land holding and crop pattern.
Rates and fees last verified 15 July 2026 · No bank pays us to rank higher.
Annual fee
₹0
Joining fee
₹0
Reward type
cashback
Base reward rate
0%
Card network
RuPay
Card tier
Entry
Who this card fits
Best suited to self-employed applicants who clear the standard eligibility bar. It's a lifetime-free card with no fee to track.
Benefits by category
- 🛡️ Insurance
Personal Accident Insurance Scheme cover for the cardholder
- 🌍 Forex / international spend
0% forex markup on international transactions
Eligibility
- Employment: self-employed
- Age: 18–75
Benefits
- Revolving crop-loan cash credit accessible via a RuPay Kisan Credit Card at ATMs and POS terminals
- Personal Accident Insurance Scheme cover for the cardholder
Pros
- + No joining or annual fee
- + Subsidized interest rate for timely repayers
- + RuPay usability at ATMs and POS terminals for agri-input purchases
- + Personal Accident Insurance Scheme cover included
- + Eligibility based on land/crop records, not salary proof
Cons
- − Restricted to agricultural and allied-activity spending
- − Limit revised each season against scale of finance
- − No reward points or cashback
- − Requires land ownership/tenancy documentation