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AU Small Finance Bank
AU Small Finance Bank ixigo Credit Card
Visa
AU Small Finance Bank ixigo Credit Card
A lifetime-free travel co-brand card with ixigo, offering zero forex markup and a broad mix of domestic, international and railway lounge access for frequent domestic travelers.
Rates and fees last verified 14 September 2026.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
1.25%
Card network
Visa
Card tier
Entry
Reward rates by category
- Travel1.25%
Eligibility
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- 1,000 reward points and a Rs 1,000 ixigo Money voucher on the first transaction within 30 days
- 2 domestic lounge visits per quarter on Rs 50,000+ prior-quarter spend, 1 international lounge visit/year via Priority Pass on request, and 8 complimentary railway lounge visits a year
- Zero forex markup on international transactions
- Up to 10% discount on flight, bus and hotel bookings via the ixigo platform
Pros
- + Lifetime free with zero forex markup
- + Combined domestic + international + railway lounge access
- + Discounts on ixigo travel bookings
Cons
- − Domestic lounge access is spend-gated each quarter
- − International lounge access limited to once a year
- − Base reward rate is modest outside ixigo bookings
Applying takes you to AU Small Finance Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.