All cards / Axis Bank
Axis Bank
Axis Bank Business Supreme Visa Credit Card
Visa
Axis Bank Business Supreme Visa Credit Card
A genuinely free-for-life business card for small proprietors who want a no-cost way to separate business spend — the trade-off is a thin 0.5% base reward rate and no lounge access, so it's a utility card rather than a rewards play.
Rates and fees last verified 15 July 2026.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
0.5%
Card network
Visa
Card tier
Entry
Benefits by category
- ✈️ Travel
2% reward rate
- ⛽ Fuel
1% fuel surcharge waiver on transactions between ₹400–₹4,000
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Employment: self-employed
- Age: 21–65
Benefits
- 1% fuel surcharge waiver on transactions between ₹400–₹4,000
- 4 Reward Points per ₹200 on travel, tour operators and domestic airlines, and on direct marketing/advertising spends; 3 points per ₹200 on international spends; 1 point per ₹200 on everything else
Pros
- + Lifetime free — no joining or annual fee ever
- + Decent accelerated rate on travel and marketing/advertising spend
- + Simple, low-barrier eligibility for proprietors
Cons
- − No lounge access unlike the Mastercard Supreme variant
- − Weak 1-point (0.5%) base rate on general spend
- − No welcome bonus or milestone benefits