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Axis Bank
Fibe Axis Bank RuPay Credit Card
RuPay
Fibe Axis Bank RuPay Credit Card
A distinctively numberless, lifetime-free RuPay card from lending app Fibe, with a genuinely useful 3% rate on food delivery, entertainment and local commute plus a small quarterly lounge perk, though a long list of category exclusions caps its real-world reach.
Rates and fees last verified 15 July 2026.
Annual fee
₹0
Joining fee
₹0
Reward type
cashback
Base reward rate
1%
Card network
RuPay
Card tier
Entry
Benefits by category
- 🍽️ Dining & food delivery
3% reward rate (capped ₹1,500/monthly) · Up to 3% cashback on food delivery, entertainment and local commute
- ✈️ Travel
4 complimentary domestic lounge visits a year (one per quarter)
- ⛽ Fuel
1% fuel surcharge waiver on transactions between ₹400–₹5,000, capped at ₹400
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- 4 complimentary domestic lounge visits a year (one per quarter)
- 1% fuel surcharge waiver on transactions between ₹400–₹5,000, capped at ₹400
- Up to 3% cashback on food delivery, entertainment and local commute
Pros
- + Numberless design is a real security plus
- + 3% cashback on everyday categories like food delivery and commute
- + 4 lounge visits a year on a zero-fee card
Cons
- − Cashback excludes fuel, rent, insurance, government payments, EMIs and gift cards
- − ₹1,500-per-cycle cashback cap limits heavy spenders
- − 1% base rate on excluded/other spend is unremarkable