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Axis Bank
IndiGo Axis Bank Premium Credit Card
Visa
IndiGo Axis Bank Premium Credit Card
The premium half of Axis and IndiGo's February 2026 launch — 7% value-back in BluChips on IndiGo spend plus lounge access, aimed at frequent IndiGo flyers willing to pay a ₹5,000 fee.
Rates and fees last verified 15 July 2026.
Annual fee
₹5,000
Joining fee
₹5,000
Reward type
miles
Base reward rate
1%
Card network
Visa
Card tier
Premium
Benefits by category
- ✈️ Travel
7% reward rate · Complimentary domestic and international airport lounge access
- 🌍 Forex / international spend
Reduced 2% forex markup on international transactions · 2% forex markup on international transactions
Eligibility
- Minimum credit score: 750
- Minimum monthly income: ₹75,000
- Employment: salaried, self-employed
- Age: 18–70
Benefits
- 5,000 IndiGo BluChips voucher and a 6E Eats voucher on fee payment
- Complimentary domestic and international airport lounge access
- Reduced 2% forex markup on international transactions
Pros
- + 7% value-back in BluChips on IndiGo travel spend
- + Domestic + international lounge access
- + Reduced 2% forex markup
Cons
- − Steep ₹5,000 fee with no spend-based waiver
- − BluChips have value only within the IndiGo ecosystem