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Axis Bank
Axis Bank Privilege Credit Card
Visa
Axis Bank Privilege Credit Card
An accessible entry into Axis's EDGE lounge/dining lifestyle ecosystem at a relatively low ₹1,500 fee, though the base 1% reward rate is unremarkable.
Rates and fees last verified 14 September 2026.
Annual fee
₹1,500
Joining fee
₹1,500
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Eligibility
- Minimum credit score: 700
- Employment: salaried, self-employed
- Age: 18–70
Benefits
- 12,500 EDGE REWARD Points (worth approx ₹2,500) on fee payment and first transaction within 30 days
- 10,000 EDGE REWARD Points (worth approx ₹2,000) on annual spends of ₹2,50,000
- 2 complimentary domestic lounge visits per calendar quarter
- Fuel surcharge refund at fuel stations across India
- 100% discount on the second movie ticket booked via the District app
- Up to ₹800 off on dining bills at partner restaurants via EazyDiner (Axis Bank Dining Delights)
- Purchase Protection Plan covering up to ₹1,00,000
Pros
- + Low ₹1,500 fee for domestic lounge access
- + Generous welcome bonus relative to the fee
- + Useful dining and movie-ticket discounts
Cons
- − Flat 1% base reward rate with no category bonuses
- − No international lounge access
Applying takes you to Axis Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.