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Axis Bank
Axis Bank Rewards Credit Card
Mastercard
Axis Bank Rewards Credit Card
A plain-vanilla entry rewards card in Axis's EDGE ecosystem — a modest bump on department stores and groceries, otherwise a flat, unexciting earn rate.
Rates and fees last verified 15 July 2026.
Annual fee
₹500
Joining fee
₹500
Reward type
points
Base reward rate
0.5%
Card network
Mastercard
Card tier
Entry
Benefits by category
- 🛒 Groceries
1% reward rate
- ⛽ Fuel
1% fuel surcharge waiver, capped at ₹400 per statement cycle
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹18,000
- Employment: salaried, self-employed
- Age: 18–70
Benefits
- Bonus EDGE Reward Points on first transaction within 30 days of card issuance
- 1% fuel surcharge waiver, capped at ₹400 per statement cycle
Pros
- + Accessible ₹500 fee
- + Bonus rate on department store and grocery spend
- + Fuel surcharge waiver
Cons
- − Low base reward rate
- − No lounge access or travel perks