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Bandhan Bank Ignite Credit Card
One of two new mid-tier cards from Bandhan Bank's September 2026 Mastercard launch, offering 2X rewards on grocery and travel spends plus a rare-for-the-price mix of domestic and international lounge access.
Annual fee
₹999
Joining fee
₹0
Reward type
points
Base reward rate
0.5%
Card network
Mastercard
Card tier
Entry
Who this card fits
Best suited to applicants who clear the standard eligibility bar whose spend is concentrated in groceries, travel. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Movie & dining: EazyDiner dining privileges
- Rewards rate: 0.5% base rate
- Domestic lounge access: 1 complimentary domestic airport lounge visit per quarter
- International lounge access: 1 complimentary international airport lounge visit per quarter
Benefits by category
- 🍽️ Dining & food delivery
EazyDiner dining privileges
- 🛒 Groceries
1% reward rate
- ✈️ Travel
1% reward rate · 1 complimentary domestic and 1 international airport lounge visit per quarter
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹1,00,000
- Foreign currency markup: 3.5%
- Fuel surcharge waiver: 1% fuel surcharge waiver up to ₹250 per statement cycle
Benefits
- 1 complimentary domestic and 1 international airport lounge visit per quarter
- Welcome and milestone bonus reward points on spend (exact slabs not publicly disclosed)
- EazyDiner dining privileges
Pros
- + No joining fee; low ₹999 annual fee waivable on ₹1L spend
- + 2X rewards on grocery and travel
- + Both domestic and international lounge access (1 visit/quarter each)
Cons
- − Very new card launch (Sep 2026) with limited independent reviews
- − Only open to existing/eligible Bandhan Bank customers