All cards / Bank of Maharashtra
Bank of Maharashtra
Bank of Maharashtra SimplySAVE SBI Card
Visa
Bank of Maharashtra SimplySAVE SBI Card
An affordable entry-level co-branded card with a low ₹499+tax fee and easily achievable ₹1L spend waiver, offering decent accelerated rewards on dining and groceries but no lounge access or premium perks.
Rates and fees last verified 19 July 2026.
Annual fee
₹499
Joining fee
₹499
Reward type
points
Base reward rate
0.17%
Card network
Visa
Card tier
Entry
Reward rates by category
- Dining1.67%
- Groceries1.67%
- Other1.67%
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- 2,000 bonus reward points for spending ₹2,000+ within the first 60 days
- 1% fuel surcharge waiver on ₹500–₹3,000 transactions, capped at ₹100 per statement cycle
Pros
- + Low joining/annual fee with achievable ₹1L waiver
- + Accelerated rewards on dining, groceries, and movies
- + Easy welcome bonus on early spend
Cons
- − No lounge access or travel benefits
- − Forex markup and APR not disclosed
Applying takes you to Bank of Maharashtra's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.