All cards / Bank of Baroda
Etihad Guest BOBCARD Credit Card
Visa
Etihad Guest BOBCARD Credit Card
BOBCARD's Etihad Guest card is a straightforward miles-earning card for flyers loyal to Etihad Airways, earning 3 Etihad Guest Miles per ₹100 on Etihad flight bookings and 1 mile per ₹100 elsewhere, with lounge access and reasonable forex costs rounding out the package at a fixed ₹2,500 fee.
Rates and fees last verified 15 July 2026 · No bank pays us to rank higher.
Annual fee
₹2,500
Joining fee
₹2,500
Reward type
miles
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 730+ whose spend is concentrated in travel. It's worth the annual fee mainly if your miles value clears it.
Benefits by category
- ✈️ Travel
3% reward rate · Complimentary domestic airport lounge access on qualifying spend
- 🌍 Forex / international spend
Lower-than-typical forex markup for a mid-tier card
Eligibility
- Minimum credit score: 730
- Minimum monthly income: ₹30,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- Complimentary domestic airport lounge access on qualifying spend
- Lower-than-typical forex markup for a mid-tier card
Pros
- + 3 Etihad Guest Miles per ₹100 on Etihad flight purchases
- + 1 mile per ₹100 on all other spend, so nothing earns zero
- + Lower forex markup than most mid-tier Indian cards
Cons
- − No spend-based annual fee waiver on this base variant
- − Miles are only useful to people who actually fly Etihad
- − Lounge access and milestone benefits are more limited than the Premium variant