Canara Bank RuPay Select Credit Card

Best suited to applicants who clear the standard eligibility bar whose spend is concentrated in travel. It's a lifetime-free card with no fee to track.

• Rewards rate: 0.5% base rate
• Domestic lounge access: 2 complimentary domestic lounge visits per quarter via RuPay Select programme
• International lounge access: 2 complimentary international lounge visits per year via RuPay Select programme
• Golf: Not offered on this card
• Insurance benefits: Personal accident cover ₹8L (air) / ₹4L (other) for self; RuPay Select programme cover of ₹10L; baggage and purchase protection up to ₹50,000

• ✈️ Travel

  2 complimentary domestic lounge visits/quarter and 2 international lounge visits/year

• 🛡️ Insurance

  Personal accident cover up to ₹8L (air)/₹4L (other); RuPay program cover ₹10L; baggage and purchase protection up to ₹50,000

• ⛽ Fuel

  1% fuel surcharge waiver on transactions of ₹400–₹4,000, capped at ₹100/cycle

• 🌍 Forex / international spend

  3% forex markup on international transactions

• Minimum monthly income: ₹83,334
• Employment: salaried, self-employed

• Rewards redemption fee: No fee to redeem reward points via Canara RewardZ
• Foreign currency markup: 3%
• Interest rate: 30% p.a.
• Fuel surcharge waiver: 1% surcharge waiver on fuel transactions of ₹400–₹4,000, capped at ₹100 per statement cycle
• Cash advance charges: 2.5% of the withdrawal amount, subject to a minimum of ₹30 per ₹1,000

• 2 complimentary domestic lounge visits/quarter and 2 international lounge visits/year
• 2 reward points per ₹100 on POS and e-commerce spend (1 point = ₹0.25); no points on fuel or cash withdrawals; capped at 10,000 points per billing cycle
• Personal accident cover up to ₹8L (air)/₹4L (other); RuPay program cover ₹10L; baggage and purchase protection up to ₹50,000
• 1% fuel surcharge waiver on transactions of ₹400–₹4,000, capped at ₹100/cycle
• 24/7 concierge services
• Credit limit ranging from ₹1L to ₹50L