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Canara Bank
Canara Bank RuPay Select Credit Card
RuPay
Canara Bank RuPay Select Credit Card
A lifetime-free, RuPay premium card from Canara Bank offering complimentary lounge access, sizeable insurance cover, and bonus cashback on utility bills and dining.
Rates and fees last verified 19 July 2026.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
2%
Card network
RuPay
Card tier
Premium
Reward rates by category
- Utilities5% (capped ₹50/monthly)
- Dining5% (capped ₹50/monthly)
Eligibility
- Minimum monthly income: ₹83,334
- Employment: salaried, self-employed
Benefits
- 2 complimentary domestic lounge visits/quarter and 2 international lounge visits/year
- Personal accident cover up to ₹8L (air)/₹4L (other); RuPay program cover ₹10L; baggage insurance ₹25,000
- Fuel surcharge waiver on transactions
- 24/7 concierge services
- Credit limit ranging from ₹1L to ₹50L
Pros
- + No joining or annual fee for life
- + Complimentary domestic and international lounge access
- + Strong bundled insurance and accident cover
Cons
- − High 3% forex markup
- − ₹300 inactivity fee if annual spend falls below ₹1L
Applying takes you to Canara Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.