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Canara Bank Visa Signature Credit Card
Visa
Canara Bank Visa Signature Credit Card
The top-of-line Visa card in Canara Bank's own-brand lineup, sitting above the RuPay Select and Visa Gold tiers with lounge access and stronger travel/dining rewards. It targets higher-income Canara customers who want a premium card without going the co-branded SBI/RuPay route.
Annual fee
₹1,000
Joining fee
₹1,000
Reward type
points
Base reward rate
1.5%
Card network
Visa
Card tier
Premium
Who this card fits
Best suited to applicants with a credit score of roughly 720+ whose spend is concentrated in travel, dining. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1.5% base rate
Benefits by category
- 🍽️ Dining & food delivery
3% reward rate · Accelerated rewards on travel and dining spends.
- ✈️ Travel
3% reward rate · Complimentary domestic airport lounge access.
- 🛡️ Insurance
Air accident and purchase protection cover.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 720
- Minimum monthly income: ₹40,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹3,00,000
- Foreign currency markup: 3.5%
Benefits
- Complimentary domestic airport lounge access.
- Air accident and purchase protection cover.
- Accelerated rewards on travel and dining spends.
Pros
- + Domestic lounge access
- + Accelerated travel and dining rewards
- + Up to 50 days of interest-free credit
Cons
- − Higher income and credit-score bar than Canara's RuPay cards
- − Joining and annual fees apply
- − No international lounge access