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Edge CSB Bank RuPay Credit Card
A lifetime-free, mobile-first RuPay card issued via the Jupiter app with strong cashback on shopping/travel, but lounge access, insurance and welcome bonus are not disclosed on CSB's official pages/MITC.
Annual fee
₹0
Joining fee
₹0
Reward type
cashback
Base reward rate
1%
Card network
RuPay
Card tier
Entry
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in online shopping, travel. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 1% base rate
- Domestic lounge access: Not offered
- International lounge access: Not offered
Benefits by category
- ✈️ Travel
5% reward rate
- 🛍️ Shopping
10% reward rate
- ⛽ Fuel
1% fuel surcharge waiver, capped at ₹100, on fuel spends between ₹400 and ₹3,000
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹15,000
- Employment: salaried, self-employed
- Age: 18–65
Fees & charges
- Rewards redemption fee: None — cashback ('Jewels') is credited automatically, no redemption fee
- Foreign currency markup: 3.5%
- Interest rate: 45% p.a.
- Fuel surcharge waiver: 1% fuel surcharge waiver, capped at ₹100, on fuel spends between ₹400 and ₹3,000
- Cash advance charges: Cash withdrawal at ATMs in India or abroad is not allowed on this card (CSB MITC).
Benefits
- Up to 10% cashback ('Jewels') on top shopping brands (Amazon, Myntra, Flipkart) and 5% on top travel brands (MakeMyTrip, Yatra); 1% on all other spends
- 1% fuel surcharge waiver, capped at ₹100, on fuel spends between ₹400 and ₹3,000
- UPI-linked credit card via the Jupiter app — scan-to-pay with UPI billed to the credit card, one-click card controls
Pros
- + No joining or annual fee (lifetime free)
- + 10% cashback on top shopping brands
- + UPI-integrated via Jupiter app
Cons
- − No lounge access or travel insurance disclosed
- − Cashback caps per category not published
Best for