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Edge+ CSB Bank RuPay Credit Card card art

Edge+ CSB Bank RuPay Credit Card

Same lifetime-free-annual-fee cashback structure as the base Edge card, distinguished only by a ₹999 one-time joining fee — CSB's own MITC does not document any extra benefit for paying it.

Rates and fees last verified 19 July 2026.

Annual fee

₹0

Joining fee

₹999

Reward type

cashback

Base reward rate

1%

Card network

RuPay

Card tier

Entry

Reward rates by category

  • Online shopping10%
  • Travel5%

Eligibility

  • Minimum credit score: 700
  • Minimum monthly income: ₹15,000
  • Employment: salaried, self-employed
  • Age: 18–65

Benefits

  • Up to 10% cashback ('Jewels') on top shopping brands and 5% on top travel brands; 1% on other spends
  • 1% fuel surcharge waiver, capped at ₹100, on fuel spends between ₹400 and ₹3,000
  • UPI-linked credit card via the Jupiter app; annual fee is nil for life (only a one-time ₹999 joining fee applies)

Pros

  • + Lifetime free annual fee
  • + Same 10%/5%/1% cashback tiers as Edge

Cons

  • − ₹999 joining fee with no clearly documented extra benefit over the free Edge variant
  • − No lounge access or insurance disclosed
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