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City Union Bank
City Union Bank SBI Card PRIME
Visa
City Union Bank SBI Card PRIME
A banking-partnership card issued by SBI Card on behalf of City Union Bank customers, carrying the standard PRIME reward structure and domestic lounge access. Functionally similar to SBI's own PRIME card but distributed through CUB's customer base.
Annual fee
₹1,499
Joining fee
₹1,499
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in dining. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🍽️ Dining & food delivery
5% reward rate · Accelerated points on dining and movie spends.
- ✈️ Travel
Complimentary domestic airport lounge visits.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹2,00,000
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
Benefits
- Welcome reward points on joining.
- Complimentary domestic airport lounge visits.
- Accelerated points on dining and movie spends.
Pros
- + Domestic lounge access at a mid-tier fee
- + Accelerated dining and movie rewards
- + Familiar SBI Card servicing and app
Cons
- − Mostly available to City Union Bank's existing customers
- − No meaningful differentiation from SBI's own PRIME card