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City Union Bank SBI Card PRIME
A banking-partnership card issued by SBI Card on behalf of City Union Bank customers, carrying the standard SBI Card PRIME structure — 8 domestic and 4 international lounge visits a year, dining rewards and a monthly movie-ticket offer — distributed through CUB's customer base.
Annual fee
₹1,499
Joining fee
₹1,499
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in dining. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Movie & dining: 1 complimentary movie ticket up to ₹250 every month via BookMyShow, plus 5X reward points on dining
- Rewards rate: 1% base rate
- Domestic lounge access: 8 complimentary domestic lounge visits per year
- International lounge access: 4 complimentary international Priority Pass lounge visits per year (max 2/quarter)
Benefits by category
- 🍽️ Dining & food delivery
5% reward rate · 5X reward points on dining, capped monthly; 1 free movie ticket/month via BookMyShow
- ✈️ Travel
8 complimentary domestic lounge visits/year and 4 international Priority Pass visits/year
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹2,00,000
- Foreign currency markup: 3.5%
- Interest rate: 42% p.a.
- Fuel surcharge waiver: 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, capped at ₹250/month
- Cash advance charges: 2.5% of the withdrawn amount or ₹300, whichever is higher
Benefits
- ₹3,000 worth of e-gift vouchers from partner brands on payment of the joining fee
- 8 complimentary domestic lounge visits/year and 4 international Priority Pass visits/year
- 5X reward points on dining, capped monthly; 1 free movie ticket/month via BookMyShow
- Milestone e-gift vouchers on reaching annual spend thresholds
Pros
- + Domestic lounge access at a mid-tier fee
- + Accelerated dining and movie rewards
- + Familiar SBI Card servicing and app
Cons
- − Mostly available to City Union Bank's existing customers
- − No meaningful differentiation from SBI's own PRIME card