All cards / Federal Bank
Federal Bank
Fed StarBiz Credit Card
Visa
Fed StarBiz Credit Card
Not a rewards card — a transactional MSME business card issued on Visa and RuPay that rides on an existing Federal Bank OD/CC facility, aimed at cash-flow flexibility for sole proprietors rather than earning points.
Rates and fees last verified 15 July 2026.
Annual fee
₹275
Joining fee
₹275
Reward type
cashback
Base reward rate
0%
Card network
Visa
Card tier
Entry
Benefits by category
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: self-employed
Benefits
- Linked to your existing Federal Bank Overdraft/Cash Credit account — limit up to ₹50 lakh, drawn from your OD/CC facility
- Supports POS, e-commerce and tap-and-pay transactions up to ₹3 lakh/day; all transactions reflect in your OD/CC statement
Pros
- + Taps into an existing OD/CC limit up to ₹50 lakh — no separate credit assessment
- + Low flat fee (₹275 + GST)
- + Available on both Visa and RuPay networks
Cons
- − Requires an existing Federal Bank OD/CC account
- − No meaningful rewards program
- − Restricted to individuals and sole proprietors, not larger businesses