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HDFC Bank Business Corporate Regalia Credit Card
Visa
HDFC Bank Business Corporate Regalia Credit Card
A corporate-issued variant of the Business Regalia card, designed for registered companies with at least two years of operating history and a minimum annual turnover of Rs 10 crore. It is functionally similar to the Business Regalia card but is underwritten and billed at the company level rather than the individual proprietor level.
Annual fee
₹2,500
Joining fee
₹2,500
Reward type
points
Base reward rate
2.67%
Card network
Visa
Card tier
Premium
Who this card fits
Best suited to self-employed applicants who clear the standard eligibility bar whose spend is concentrated in travel, dining. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 2.67% base rate
- Domestic lounge access: Complimentary domestic lounge access via Priority Pass.
- International lounge access: Complimentary international lounge access via Priority Pass.
Benefits by category
- 🍽️ Dining & food delivery
5% reward rate (capped ₹500/monthly) · Accelerated reward points on business travel, dining and recurring expenses.
- ✈️ Travel
5% reward rate (capped ₹500/monthly) · Priority Pass lounge access for corporate cardholders.
- 🌍 Forex / international spend
2% forex markup on international transactions
Eligibility
- Employment: self-employed
- Age: 21–65
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹3,00,000
- Foreign currency markup: 2%
- Interest rate: 3.6% p.a.
Benefits
- Priority Pass lounge access for corporate cardholders.
- Accelerated reward points on business travel, dining and recurring expenses.
Pros
- + Company-level underwriting suited to larger firms
- + Priority Pass lounge access
- + Rewards on travel and dining
Cons
- − Minimum turnover requirement (Rs 10 crore) restricts eligibility
- − Not available to individual/proprietorship applicants