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HDFC Bank

HDFC Bank Corporate Platinum Credit Card

Visa

HDFC Bank Corporate Platinum Credit Card

A company-sponsored corporate card for employee expense management, typically issued at no cost to the cardholder as part of a company's HDFC Bank corporate card programme. It bundles quarterly domestic lounge access and accelerated rewards on partner merchants with standard expense-management controls for the employer.

Annual fee

₹0

Joining fee

₹0

Reward type

points

Base reward rate

2%

Card network

Visa

Card tier

Mid

Who this card fits

Best suited to salaried applicants who clear the standard eligibility bar whose spend is concentrated in travel. It's a lifetime-free card with no fee to track.

Rewards & benefits

  • Rewards rate: 2% base rate
  • Domestic lounge access: 2 complimentary domestic lounge visits per quarter.

Benefits by category

  • ✈️ Travel

    6.67% reward rate · 2 complimentary domestic airport lounge visits per quarter.

  • Fuel

    Fuel surcharge waiver on transactions across India.

  • 🌍 Forex / international spend

    3.5% forex markup on international transactions

Eligibility

  • Employment: salaried
  • Age: 2165

Fees & charges

  • Foreign currency markup: 3.5%
  • Interest rate: 3.6% p.a.

Benefits

  • 2 complimentary domestic airport lounge visits per quarter.
  • 10X reward points on spends with designated merchant partners.
  • Fuel surcharge waiver on transactions across India.

Pros

  • + No cardholder fee under standard corporate programmes
  • + Quarterly complimentary domestic lounge access
  • + Accelerated rewards with merchant partners

Cons

  • Only available through an employer's corporate card programme, not direct retail application
  • Reward structure favours specific partner merchants over general spend
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