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HDFC Bank

HDFC Bank Corporate Premium Credit Card

Visa

HDFC Bank Corporate Premium Credit Card

The higher tier of HDFC's corporate card lineup, sitting above Corporate Platinum with fuller lounge access and travel insurance for senior employees on company-sponsored programmes. As with other corporate cards, individuals cannot apply directly — issuance runs through the employer's relationship with HDFC Bank.

Annual fee

₹0

Joining fee

₹0

Reward type

points

Base reward rate

2.67%

Card network

Visa

Card tier

Premium

Who this card fits

Best suited to salaried applicants who clear the standard eligibility bar whose spend is concentrated in travel. It's a lifetime-free card with no fee to track.

Rewards & benefits

  • Rewards rate: 2.67% base rate
  • Domestic lounge access: Complimentary domestic lounge access.
  • International lounge access: Complimentary international lounge access via Priority Pass.

Benefits by category

  • ✈️ Travel

    5% reward rate · Complimentary domestic and international airport lounge access.

  • 🛡️ Insurance

    Complimentary travel and purchase protection insurance for corporate cardholders.

  • 🌍 Forex / international spend

    3.5% forex markup on international transactions

Eligibility

  • Employment: salaried
  • Age: 2165

Fees & charges

  • Foreign currency markup: 3.5%
  • Interest rate: 3.6% p.a.

Benefits

  • Complimentary domestic and international airport lounge access.
  • Accelerated reward points on travel and business spends.
  • Complimentary travel and purchase protection insurance for corporate cardholders.

Pros

  • + Domestic and international lounge access
  • + Travel and purchase insurance included
  • + No direct cardholder fee under corporate programmes

Cons

  • Not available for individual retail application
  • Benefits and limits are set by the employer's programme, not the cardholder
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