All cards / HDFC Bank
HDFC Bank Corporate Premium Credit Card
The higher tier of HDFC's corporate card lineup, sitting above Corporate Platinum with fuller lounge access and travel insurance for senior employees on company-sponsored programmes. As with other corporate cards, individuals cannot apply directly — issuance runs through the employer's relationship with HDFC Bank.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
3.33%
Card network
Visa
Card tier
Premium
Who this card fits
Best suited to salaried applicants who clear the standard eligibility bar whose spend is concentrated in travel. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 3.33% base rate
- Domestic lounge access: 5 complimentary domestic lounge visits per quarter
- International lounge access: 6 complimentary international lounge visits per year
Benefits by category
- ✈️ Travel
5% reward rate · 5 complimentary domestic lounge visits per quarter and 6 international visits per year.
- 🛡️ Insurance
Travel cover up to ₹1 crore, air accident and baggage-loss insurance, plus Corporate Liability Waiver cover (₹2 lakh per card, ₹25 lakh at corporate level).
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: salaried
- Age: 21–65
Fees & charges
- Rewards redemption fee: Points redeemable via SmartBuy against flights/hotels or as statement credit at no cost; nominal fee for catalogue/voucher redemptions
- Foreign currency markup: 3.5%
- Interest rate: 43.2% p.a.
- Fuel surcharge waiver: 1% fuel surcharge waived on transactions between ₹400 and ₹1,00,000, capped at ₹1,000 per statement cycle
- Cash advance charges: 2.5% of the withdrawn amount or ₹500, whichever is higher; interest accrues from the date of withdrawal with no interest-free period
Benefits
- 5 complimentary domestic lounge visits per quarter and 6 international visits per year.
- 5 reward points per ₹150 spent (maximum 10,000 points per statement cycle).
- Travel cover up to ₹1 crore, air accident and baggage-loss insurance, plus Corporate Liability Waiver cover (₹2 lakh per card, ₹25 lakh at corporate level).
Pros
- + Quarterly domestic and annual international lounge access
- + Travel insurance up to ₹1 crore plus corporate liability waiver cover
- + No direct cardholder fee under corporate programmes
Cons
- − Not available for individual retail application
- − Benefits and limits are set by the employer's programme, not the cardholder