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HDFC Bank
HDFC Bank Swiggy BLCK Credit Card
Visa
HDFC Bank Swiggy BLCK Credit Card
HDFC's premium answer to its own entry-level Swiggy card — a steeper joining fee buys a bundled Swiggy BLCK membership and cashback across a wider set of online partners (Amazon, Flipkart, Myntra) alongside the core Swiggy rewards.
Rates and fees last verified 15 July 2026.
Annual fee
₹1,000
Joining fee
₹1,000
Reward type
cashback
Base reward rate
1%
Card network
Visa
Card tier
Premium
Benefits by category
- 🍽️ Dining & food delivery
10% reward rate (capped ₹2,000/monthly) · Priority delivery slots and exclusive restaurant offers via Swiggy BLCK
- 🛍️ Shopping
5% reward rate (capped ₹1,500/monthly)
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 750
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- Complimentary 3-month Swiggy BLCK membership on card activation
- Priority delivery slots and exclusive restaurant offers via Swiggy BLCK
Pros
- + High cashback on Swiggy, Instamart and Dineout
- + Cashback also on major online shopping partners
- + Complimentary Swiggy BLCK membership included
Cons
- − Higher fee than HDFC's base Swiggy card for a similar core reward structure
- − Value narrows quickly outside Swiggy and listed partner brands