All cards / ICICI Bank
ICICI Bank Adani One Platinum Credit Card
An affordable co-brand card built around the Adani One ecosystem — airports, city gas, and electricity billers under the Adani group — offering accelerated 3% rewards in that ecosystem plus airport-linked perks like lounge upgrades and porter service, for a modest ₹750 fee. Best suited to cardholders who already transact regularly with Adani-linked utilities or fly through Adani-operated airports.
Annual fee
₹750
Joining fee
₹750
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Entry
Who this card fits
Best suited to applicants who clear the standard eligibility bar whose spend is concentrated in travel, utilities. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1% base rate
- Travel: 7% accelerated rewards on Adani ecosystem travel spend (airports, city gas, electricity)
- Domestic lounge access: 2 complimentary domestic airport lounge visits per quarter (min ₹75,000 quarterly spend), primary cardholder only
Benefits by category
- ✈️ Travel
3% reward rate · 2 domestic airport lounge visits per quarter (min ₹75,000 quarterly spend); 8 premium lounge upgrades a year
- ⛽ Fuel
1% fuel surcharge waiver, up to ₹4,000 a year
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum monthly income: ₹20,000
- Employment: salaried, self-employed
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹3,00,000
- Rewards redemption fee: Free for redemption as statement credit or ICICI's own reward catalogue vouchers; ₹99 + GST per redemption request for select third-party gift/merchandise catalogue items
- Foreign currency markup: 3.5%
- Fuel surcharge waiver: 1% fuel surcharge waiver on qualifying HPCL transactions
- Cash advance charges: 2.5% of the transaction amount or ₹500, whichever is higher, plus applicable GST
Benefits
- 2 domestic airport lounge visits per quarter (min ₹75,000 quarterly spend); 8 premium lounge upgrades a year
- Flight vouchers worth ₹2,000 on ₹10,000 spend within 60 days of card activation
- 1% fuel surcharge waiver, up to ₹4,000 a year
- 4 complimentary porter services a year (min ₹1 lakh annual spend); 2 premium car-parking instances a year
Pros
- + Low annual fee for a card with genuine airport-linked perks
- + Accelerated 3% rewards within the Adani ecosystem (airports, gas, electricity)
- + Several travel-linked lifestyle benefits — porter service, car parking, lounge upgrades
- + Early milestone flight voucher on modest ₹10,000 spend within 60 days
- + Fee waiver achievable on ₹3 lakh annual spend
Cons
- − Most perks are gated behind quarterly or annual spend thresholds
- − Reward value is concentrated in the Adani ecosystem rather than general spend
- − Modest 1% base reward rate on regular retail spend outside Adani categories