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IDFC FIRST Corporate Credit Card
IDFC FIRST's lifetime-free corporate credit card, issued to companies for employee-level expense management with an emphasis on travel spending and MIS reporting. It's positioned for firms that want structured, trackable corporate cards rather than a founder-focused metal card like Business Multiplier.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Premium
Who this card fits
Best suited to salaried applicants who clear the standard eligibility bar whose spend is concentrated in travel. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- ✈️ Travel
2% reward rate · Complimentary domestic airport lounge access for corporate travel.
- 🌍 Forex / international spend
2% forex markup on international transactions
Eligibility
- Employment: salaried
- Age: 21–65
Fees & charges
- Foreign currency markup: 2%
Benefits
- Complimentary domestic airport lounge access for corporate travel.
- Employee-level expense tracking and travel-focused benefits for corporate issuance.
Pros
- + Lifetime free for the company
- + Employee-level spend tracking built in
- + Decent travel rewards
Cons
- − Only issued through corporate/HR tie-ups, not direct retail applications
- − Fewer lifestyle perks than IDFC FIRST's premium personal cards