All cards / IndusInd Bank
IndusInd Bank EazyDiner Signature Credit Card
A dining-focused Visa card built around a year of EazyDiner Prime, worth it mainly if you eat out through the EazyDiner app. You get an extra 25% off up to ₹1,000 per bill via PayEazy, plus a ₹7,500 Postcard Hotel voucher each year. Points are worth only about ₹0.10, so the 10 points per ₹100 on travel, shopping and entertainment is roughly 1%, and dining spend earns no points.
Annual fee
₹2,999
Joining fee
₹2,999
Reward type
points
Base reward rate
0.4%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants who clear the standard eligibility bar whose spend is concentrated in dining, travel, online shopping. It's worth the annual fee mainly if your points value clears it.
Rewards & benefits
- Movie & dining: Extra 25% off up to ₹1,000 per bill via PayEazy (₹2,000 a month, rising to ₹5,000 with ₹30,000 non-dining spend the previous month) and a complimentary premium alcoholic beverage at 200+ restaurants
- Rewards rate: 0.4% base rate
Benefits by category
- 🍽️ Dining & food delivery
0% reward rate · Extra 25% off up to ₹1,000 per transaction via PayEazy, capped at ₹2,000 a month (₹5,000 with ₹30,000 non-dining spend in the previous month) · Complimentary premium alcoholic beverage at 200+ select restaurants booked through EazyDiner · 10 points per ₹100 on hotels, travel, shopping and entertainment; 4 points per ₹100 on other spends; no points on fuel or dining; 3X EazyPoints
- ✈️ Travel
1% reward rate
- 🏨 Hotel
12-month EazyDiner Prime membership (worth ₹3,550), 2,000 welcome EazyPoints and a ₹7,500 Postcard Hotel voucher, renewed each year on payment of the renewal fee · 10 points per ₹100 on hotels, travel, shopping and entertainment; 4 points per ₹100 on other spends; no points on fuel or dining; 3X EazyPoints
- 🛍️ Shopping
1% reward rate
- ⛽ Fuel
1% fuel surcharge waiver at all fuel stations in India
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: salaried, self-employed
- Age: 21–60
Fees & charges
- Foreign currency markup: 3.5%
- Fuel surcharge waiver: 1% fuel surcharge waiver at all fuel stations in India
Benefits
- 12-month EazyDiner Prime membership (worth ₹3,550), 2,000 welcome EazyPoints and a ₹7,500 Postcard Hotel voucher, renewed each year on payment of the renewal fee
- Extra 25% off up to ₹1,000 per transaction via PayEazy, capped at ₹2,000 a month (₹5,000 with ₹30,000 non-dining spend in the previous month)
- Complimentary premium alcoholic beverage at 200+ select restaurants booked through EazyDiner
- 10 points per ₹100 on hotels, travel, shopping and entertainment; 4 points per ₹100 on other spends; no points on fuel or dining; 3X EazyPoints
- 1% fuel surcharge waiver at all fuel stations in India
Pros
- + 12-month EazyDiner Prime plus a ₹7,500 Postcard Hotel voucher each year
- + Extra 25% off EazyDiner bills via PayEazy, up to ₹5,000 a month
- + Complimentary drink at 200+ restaurants
Cons
- − ₹2,999 joining and annual fee with no spend-based waiver
- − Low point value (about ₹0.10), so the effective reward rate is 0.4–1%
- − No reward points on dining or fuel, and no lounge access
Related guides