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IndusInd Bank Indus Solitaire Credit Card
The card for IndusInd's Indus Solitaire wealth-banking customers. It combines zero forex markup, 4 domestic and 4 international lounge visits a quarter, and first-year Taj Epicure, EazyDiner Prime and Moneycontrol Pro memberships. The ₹30,000 joining fee is steep, and the ₹10,000 renewal fee needs ₹10 lakh of annual spend to waive, so it suits frequent international travellers more than people chasing rewards.
Annual fee
₹10,000
Joining fee
₹30,000
Reward type
points
Base reward rate
0.5%
Card network
Mastercard
Card tier
Super-premium
Who this card fits
Best suited to applicants who clear the standard eligibility bar whose spend is concentrated in travel, dining. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Movie & dining: Complimentary EazyDiner Prime for one year (25–50% off at 2,000+ restaurants) and Taj Epicure Preferred for the first year (set-meal vouchers, up to 25% off dining)
- Rewards rate: 0.5% base rate
- Reward redemption: Cash credit at 1 RP = ₹0.50, KrisFlyer air miles, or the IndusMoments catalogue
- Travel: Zero forex markup; Taj Epicure Preferred for the first year (one-night stay for two with breakfast, 2 room-upgrade vouchers, spa treatment, up to 25% off stays); concierge with airport meet-and-greet and cab transfers
- Domestic lounge access: 4 complimentary domestic lounge visits per quarter; from the July 2026 quarter these are unlocked by spend criteria tracked since 1 April 2026
- International lounge access: 4 complimentary international lounge visits per quarter via LoungeKey
- Golf: Mastercard World Elite golf: 12 complimentary green-fee rounds a year (max 3 per quarter), 4 guest green fees a year and 12 golf lessons a year
- Insurance benefits: Overseas medical cover up to USD 25,000 for accident or illness; lost baggage ₹1 lakh, delayed baggage ₹25,000, loss of passport ₹50,000, lost ticket ₹25,000, missed connection ₹25,000; Total Protect up to the credit limit
Benefits by category
- ✈️ Travel
4 international + 4 domestic lounge visits per quarter
- 🛡️ Insurance
Overseas medical cover up to USD 25,000 plus baggage, passport and missed-connection cover
- 🧾 Utilities
0.35% reward rate
- 🌍 Forex / international spend
Zero forex markup on international spends · 0% forex markup on international transactions
Eligibility
- Employment: salaried, self-employed
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹10,00,000
- Rewards redemption fee: ₹149 per cash-credit redemption; ₹100 for other redemption categories
- Foreign currency markup: 0%
- Interest rate: 3.83% p.a.
- Fuel surcharge waiver: 1% fuel surcharge waiver at any fuel station in India (fuel spends earn no reward points)
- Cash advance charges: 2.5% of the amount withdrawn, minimum ₹300, plus interest from the date of withdrawal
Benefits
- 5,000 bonus reward points (worth ₹2,500 as cash credit) on ₹1 lakh spend within 30 days of card issue
- Complimentary Taj Epicure Preferred membership for the first year, including a one-night stay voucher for two with breakfast
- One-year EazyDiner Prime and Moneycontrol Pro memberships
- Zero forex markup on international spends
- 4 international + 4 domestic lounge visits per quarter
- Overseas medical cover up to USD 25,000 plus baggage, passport and missed-connection cover
Pros
- + Zero forex markup
- + 16 international and 16 domestic lounge visits a year
- + First-year Taj Epicure Preferred, EazyDiner Prime and Moneycontrol Pro
- + Mastercard World Elite golf programme
Cons
- − ₹30,000 joining fee, and the ₹10,000 renewal fee is waived only on ₹10 lakh annual spend
- − Modest 0.5% base reward rate, cut to 0.35% on utilities, insurance, rent and education, with nothing on fuel
- − Tied to the Indus Solitaire banking relationship, and the ITC membership benefit was withdrawn for new customers from September 2025