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IndusInd Legend
Lifetime-free with Priority Pass lounge access — reward points earn at 1 point per ₹100 on weekdays, 2 points per ₹100 on weekends, plus a milestone bonus at ₹6L annual spend. Movie-goers also get a recurring buy-one-get-one offer on BookMyShow bookings each month (the free ticket's value is capped), and the card's forex markup runs lower than most cards in its segment, adding a small edge for occasional international spenders.
Annual fee
₹0
Joining fee
₹5,000
Reward type
points
Base reward rate
1.5%
Card network
Visa
Card tier
Premium
Who this card fits
Best suited to applicants with a credit score of roughly 750+ whose spend is concentrated in travel. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Movie & dining: Recurring monthly buy-one-get-one movie ticket offer on BookMyShow (free ticket value capped)
- Rewards rate: 1.5% base rate
- Travel: 1.8% discounted foreign currency mark-up on eligible international transactions plus concierge assistance
- International lounge access: Complimentary Priority Pass membership giving access to 600+ international lounges worldwide (usage charges may apply beyond free visits)
- Insurance benefits: Air accident insurance cover of ₹25 lakh
Benefits by category
- ✈️ Travel
600+ VIP airport lounges worldwide via Priority Pass
- 🌍 Forex / international spend
1.8% forex markup on international transactions
Eligibility
- Minimum credit score: 750
- Minimum monthly income: ₹20,000
- Employment: salaried, self-employed
- Age: 21–60
Fees & charges
- Foreign currency markup: 1.8%
- Interest rate: 42% p.a.
- Fuel surcharge waiver: 1% fuel surcharge waiver across all fuel stations in India
Benefits
- 600+ VIP airport lounges worldwide via Priority Pass
- 4,000 bonus reward points on ₹6 lakh spend within a year of issuance
Pros
- + Lifetime free
- + Priority Pass lounge access at 600+ airports
- + Weekend spend earns double points
- + Recurring monthly buy-one-get-one movie ticket offer on BookMyShow
Cons
- − Reward rate is average on weekdays
- − No dedicated dining/travel bonus category
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