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IndusInd Tiger — IndusInd Bank credit card

IndusInd Tiger

A co-branded lifetime-free entry card with excellent forex rates and Priority Pass access — ideal for budget-conscious international travelers.

Annual fee

₹0

Joining fee

₹0

Reward type

points

Base reward rate

0.15%

Card network

Mastercard

Card tier

Entry

Who this card fits

Best suited to applicants with a credit score of roughly 650+ whose spend is concentrated in travel, online shopping. It's a lifetime-free card with no fee to track.

Rewards & benefits

  • Movie & dining: 1 complimentary movie ticket up to ₹500 on BookMyShow every 6 months
  • Rewards rate: 0.15% base rate
  • Domestic lounge access: 2 complimentary domestic lounge visits per quarter (up to 8/year)
  • International lounge access: 2 complimentary international lounge visits per year via Priority Pass
  • Golf: Complimentary golf games
  • Insurance benefits: Personal air accident cover up to ₹25 lakh; card protection against counterfeit fraud and unauthorized use up to 48 hours before loss is reported

Benefits by category

  • ✈️ Travel

    Priority Pass lounge access (up to US$27/visit)

  • ⛽ Fuel

    1% fuel surcharge waiver on ₹400–₹4,000 transactions

  • 🌍 Forex / international spend

    Low forex markup at 1.5% · 1.5% forex markup on international transactions

Eligibility

  • Minimum credit score: 650
  • Minimum monthly income: ₹15,000
  • Employment: salaried, self-employed
  • Age: 21–60

Fees & charges

  • Foreign currency markup: 1.5%
  • Interest rate: 42% p.a.
  • Fuel surcharge waiver: 1% fuel surcharge waiver on transactions between ₹400-₹4,000 at all fuel stations in India

Benefits

  • Priority Pass lounge access (up to US$27/visit)
  • 1% fuel surcharge waiver on ₹400–₹4,000 transactions
  • Low forex markup at 1.5%

Pros

  • + Zero fees forever
  • + Lowest forex markup (1.5%)
  • + Priority Pass included
  • + 50-day interest-free period

Cons

  • − Minimal reward rate
  • − Basic benefits
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