All cards / CSB Bank (Jupiter Edge)
Jupiter Edge CSB RuPay Credit Card
Jupiter Edge is Jupiter's RuPay credit-on-UPI card, issued by CSB Bank and lifetime free. It has moved from cashback to Jupiter Jewels: 10% in Jewels on one category you pick (shopping, travel or dining) and 2% on everything else, which works out to about 2% and 0.4% in value at 5 Jewels to ₹1. Jupiter's site now flags limited access, so check availability in the app.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
0.4%
Card network
RuPay
Card tier
Entry
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in online shopping, dining, travel. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 0.4% base rate
- Reward redemption: Jupiter Jewels redeem at 100 Jewels = ₹20 for flights, vouchers and gold, or 100 Jewels = ₹14 as cash or bill credit
- Domestic lounge access: None
- International lounge access: None
Benefits by category
- 🍽️ Dining & food delivery
2% reward rate · 10% in Jewels on one chosen category (shopping, travel or dining, switchable in the app) and 2% in Jewels on all other UPI and card spend; Jupiter Jewels redeem at 100 Jewels = ₹20 for flights, vouchers and gold, or 100 Jewels = ₹14 as cash or bill credit
- ✈️ Travel
2% reward rate
- 🛍️ Shopping
2% reward rate
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 23–60
Fees & charges
- Fuel surcharge waiver: 1% fuel surcharge waiver on transactions, subject to Jupiter's published cap
Benefits
- 10% in Jewels on one chosen category (shopping, travel or dining, switchable in the app) and 2% in Jewels on all other UPI and card spend; Jupiter Jewels redeem at 100 Jewels = ₹20 for flights, vouchers and gold, or 100 Jewels = ₹14 as cash or bill credit
- Welcome rewards worth ₹250 on UPI and card spends
- RuPay credit-on-UPI enabled, so the card can be linked to any UPI app for scan-and-pay
Pros
- + Lifetime free
- + Pick and switch your bonus category between shopping, travel and dining
- + RuPay credit-on-UPI support for scan-and-pay from any UPI app
Cons
- − Headline '10% Jewels' is only about 2% in real value, and 0.4% outside your chosen category
- − Jewels are worth less as cash (₹0.14) than as vouchers or flights (₹0.20)
- − No lounge access or travel perks
Best for