All cards / Federal Bank (Jupiter)
Jupiter Edge Visa Credit Card
Jupiter's Visa-network Edge card, issued by Federal Bank, for users who want wider international acceptance than RuPay. It pays Jupiter Jewels: 10% on one category you pick (travel, dining or shopping) and 2% on international spend, roughly 2% and 0.4% in value. There is no joining fee, but a ₹999 annual fee applies unless you spend ₹1.2 lakh in the previous year.
Annual fee
₹999
Joining fee
₹0
Reward type
points
Base reward rate
0.4%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 710+ whose spend is concentrated in online shopping, travel. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 0.4% base rate
- Reward redemption: Jupiter Jewels redeem at 100 Jewels = ₹20 for flights, vouchers and gold, or 100 Jewels = ₹14 as cash or bill credit
- Domestic lounge access: None
- International lounge access: None
Benefits by category
- 🍽️ Dining & food delivery
2% reward rate · 10% in Jewels on one chosen category (travel, dining or shopping) and 2% in Jewels on international spends; Jupiter Jewels redeem at 100 Jewels = ₹20 for flights, vouchers and gold, or 100 Jewels = ₹14 as cash or bill credit
- ✈️ Travel
2% reward rate
- 🛍️ Shopping
2% reward rate
- 🌍 Forex / international spend
2% forex markup on international transactions
Eligibility
- Minimum credit score: 710
- Minimum monthly income: ₹30,000
- Employment: salaried, self-employed
- Age: 21–60
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹1,20,000
- Foreign currency markup: 2%
- Fuel surcharge waiver: 1% fuel surcharge waiver on fuel spends up to ₹4,000 per billing cycle
Benefits
- 10% in Jewels on one chosen category (travel, dining or shopping) and 2% in Jewels on international spends; Jupiter Jewels redeem at 100 Jewels = ₹20 for flights, vouchers and gold, or 100 Jewels = ₹14 as cash or bill credit
- Unified spend and rewards tracking through the Jupiter app
Pros
- + No joining fee; ₹999 annual fee waived on ₹1.2 lakh spend
- + Wider international acceptance than the RuPay variant
- + Pick and switch your bonus category in the Jupiter app
Cons
- − Not lifetime free
- − Headline '10% Jewels' is only about 2% in real value
- − No RuPay credit-on-UPI, and no lounge access or premium travel perks
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