All cards / Karnataka Bank
KBL Visa Signature Credit Card
Visa
KBL Visa Signature Credit Card
Karnataka Bank's own Visa Signature card (distinct from its SBI co-branded Prime/Platinum/SimplySave products) offers modest lounge access and travel-linked rewards for its more affluent retail customers.
Rates and fees last verified 15 July 2026 · No bank pays us to rank higher.
Annual fee
₹1,500
Joining fee
₹1,500
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 730+ whose spend is concentrated in dining, travel. Its annual fee waives if you can comfortably clear the spend threshold.
Benefits by category
- 🍽️ Dining & food delivery
1.5% reward rate
- ✈️ Travel
1.5% reward rate · 2 complimentary domestic lounge visits per year via Visa Signature
- 🛡️ Insurance
Air accident cover up to ₹10 lakh
- ⛽ Fuel
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped monthly
- 🌍 Forex / international spend
3% forex markup on international transactions
Eligibility
- Minimum credit score: 730
- Minimum monthly income: ₹40,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped monthly
- 2 complimentary domestic lounge visits per year via Visa Signature
- Air accident cover up to ₹10 lakh
Pros
- + Own-brand card distinct from SBI co-branded options
- + Domestic lounge access
- + Decent air accident cover
Cons
- − Higher fee than the bank's SBI co-branded cards
- − Reward categories are limited
- − Visa Signature lounge network smaller than premium private-bank cards