All cards / Kotak Mahindra Bank
Kotak PVR Platinum Credit Card
An entertainment-focused entry card for regular PVR moviegoers, pairing free monthly tickets with F&B cashback at PVR cinemas. Outside of movies and dining the reward rate is modest, so it works best as a secondary card rather than a primary spender.
Annual fee
₹999
Joining fee
₹0
Reward type
cashback
Base reward rate
1%
Card network
Visa
Card tier
Entry
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in dining. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🍽️ Dining & food delivery
5% reward rate (capped ₹400/monthly)
- ⛽ Fuel
1% fuel surcharge waiver at all petrol pumps in India.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–60
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹1,00,000
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
Benefits
- 2 complimentary PVR movie tickets every month on monthly spends of Rs 10,000 or more.
- 5% cashback on PVR food & beverage spends, 20% savings on select F&B combos.
- 1% fuel surcharge waiver at all petrol pumps in India.
Pros
- + Free PVR movie tickets on modest monthly spend
- + Cashback on PVR food & beverage
- + No first-year joining fee
Cons
- − Low base reward rate outside PVR spends
- − Benefits have been diluted over recent years