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Karur Vysya Bank

KVB Honour Credit Card

Visa

KVB Honour Credit Card

KVB's premium own-issued Visa card offering complimentary domestic lounge access and richer reward multipliers than the Platinum variant.

Rates and fees last verified 19 July 2026.

Annual fee

₹999

Joining fee

₹0

Reward type

points

Base reward rate

1.5%

Card network

Visa

Card tier

Premium

Eligibility

  • Employment: salaried, self-employed

Benefits

  • 700 bonus reward points on card activation
  • 4 complimentary domestic airport lounge visits per year
  • 1% fuel surcharge waiver at fuel stations in India
  • 3 reward points/₹150 spent, with up to 4x on travel, hotels and air tickets
  • Credit limit from ₹1.5L to ₹10L

Pros

  • + 4 complimentary domestic airport lounge visits yearly
  • + Higher reward multiplier (up to 4x) on travel spends
  • + No joining fee; 45-day interest-free period

Cons

  • Higher annual fee requiring ₹3L annual spend to waive
  • Reward point redemption value and income/age eligibility not disclosed

Applying takes you to Karur Vysya Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.