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Karur Vysya Bank
KVB Honour Credit Card
Visa
KVB Honour Credit Card
KVB's premium own-issued Visa card offering complimentary domestic lounge access and richer reward multipliers than the Platinum variant.
Annual fee
₹999
Joining fee
₹0
Reward type
points
Base reward rate
1.5%
Card network
Visa
Card tier
Premium
Who this card fits
Best suited to applicants who clear the standard eligibility bar whose spend is concentrated in travel, dining. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1.5% base rate
- Domestic lounge access: 4 complimentary domestic airport lounge visits per year
Benefits by category
- ✈️ Travel
4 complimentary domestic airport lounge visits per year
- 🏨 Hotel
3 reward points/₹150 spent, with up to 4x on travel, hotels and air tickets
- ⛽ Fuel
1% fuel surcharge waiver at fuel stations in India
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: salaried, self-employed
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹3,00,000
- Foreign currency markup: 3.5%
- Interest rate: 39% p.a.
- Fuel surcharge waiver: 1% fuel surcharge waiver at fuel stations across India, capped per transaction
Benefits
- 700 bonus reward points on card activation
- 4 complimentary domestic airport lounge visits per year
- 1% fuel surcharge waiver at fuel stations in India
- 3 reward points/₹150 spent, with up to 4x on travel, hotels and air tickets
- Credit limit from ₹1.5L to ₹10L
Pros
- + 4 complimentary domestic airport lounge visits yearly
- + Higher reward multiplier (up to 4x) on travel spends
- + No joining fee; 45-day interest-free period
Cons
- − Higher annual fee requiring ₹3L annual spend to waive
- − Reward point redemption value and income/age eligibility not disclosed