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Karur Vysya Bank
KVB Platinum Credit Card
Visa
KVB Platinum Credit Card
KVB's entry-to-mid tier own-issued Visa card for general/personal expenses, with a modest annual fee and category-boosted reward points.
Rates and fees last verified 19 July 2026.
Annual fee
₹599
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Eligibility
- Employment: salaried, self-employed
Benefits
- 500 bonus reward points on card activation
- 1% fuel surcharge waiver on ₹500–₹4,000 transactions, capped at ₹200/cycle
- 2 reward points/₹150 spent, with 1.5x-2x on restaurants, travel, insurance and rail/movie tickets
- Credit limit from ₹0.25L to ₹5L
Pros
- + No joining fee and low annual fee, waivable on ₹1L annual spend
- + Bonus reward multiplier on travel, dining and select categories
- + 45-day interest-free grace period
Cons
- − Reward point redemption value not disclosed on the official page
- − No stated lounge access or income/age eligibility
Applying takes you to Karur Vysya Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.