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RBL Bank BankBazaar SaveMax Pro Credit Card
Visa
RBL Bank BankBazaar SaveMax Pro Credit Card
The upgraded, fee-paying sibling of the RBL BankBazaar SaveMax card, adding lounge access and higher reward multipliers for households with larger monthly grocery and online spends. The annual fee can be waived by crossing a yearly spend threshold, keeping it competitive against other mid-tier RBL cashback cards.
Annual fee
₹499
Joining fee
₹499
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 720+ whose spend is concentrated in groceries, online shopping. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🍽️ Dining & food delivery
2% reward rate · Accelerated points on groceries, dining and online shopping over the base SaveMax card.
- 🛒 Groceries
7% reward rate (capped ₹1,500/monthly)
- ✈️ Travel
Complimentary domestic airport lounge access, capped per quarter.
- 🛍️ Shopping
2% reward rate
- ⛽ Fuel
1% fuel surcharge waiver at fuel stations across India.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 720
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹1,00,000
- Foreign currency markup: 3.5%
- Interest rate: 3.6% p.a.
Benefits
- Accelerated points on groceries, dining and online shopping over the base SaveMax card.
- Complimentary domestic airport lounge access, capped per quarter.
- 1% fuel surcharge waiver at fuel stations across India.
Pros
- + Higher reward rate than the free SaveMax variant
- + Domestic lounge access included
- + Fee waiver on reaching annual spend threshold
- + Strong grocery and online-shopping rewards
Cons
- − Joining and annual fee unless spend threshold is met
- − Reward caps limit value for heavy spenders
- − Lounge visits are capped quarterly