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RBL Bank BankBazaar SaveMax Pro Credit Card
The upgraded, fee-paying sibling of the RBL BankBazaar SaveMax card, adding lounge access and higher reward multipliers for households with larger monthly grocery and online spends. The annual fee can be waived by crossing a yearly spend threshold, keeping it competitive against other mid-tier RBL cashback cards.
Annual fee
₹1,499
Joining fee
₹1,499
Reward type
points
Base reward rate
1%
Card network
Mastercard
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 720+ whose spend is concentrated in groceries, fuel. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1% base rate
- Domestic lounge access: Not offered
Benefits by category
- 🍽️ Dining & food delivery
2% reward rate
- 🛒 Groceries
7% reward rate (capped ₹1,500/monthly)
- 🛍️ Shopping
2% reward rate
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 720
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹1,00,000
- Rewards redemption fee: ₹99 + GST redemption fee applies on reward-point redemptions
- Foreign currency markup: 3.5%
- Interest rate: 43.2% p.a.
- Fuel surcharge waiver: Not offered; fuel spends earn 5X reward points (max 1,000 points a month)
- Cash advance charges: 2.5% of the withdrawn amount or ₹500, whichever is higher
Benefits
- 5,000 reward points on first transaction within 30 days of issuance and payment of the first-year fee
- 10X points on groceries and 5X on fuel (max 1,000 points a month each); 2X on other purchases
- 2,000 reward points on ₹2 lakh annual spend; 4,000 on ₹4 lakh
- 10% instant discount on BookMyShow and 10% cashback on Zomato, up to ₹100 a month each
Pros
- + Higher reward multipliers than the free SaveMax variant (10X groceries, 5X fuel)
- + Annual milestone bonus points
- + ₹5,000-point welcome bonus
- + Movie and Zomato savings
Cons
- − Annual fee of ₹1,499 + GST
- − Reward caps (1,000 points a month) limit value for heavy spenders
- − No lounge access or fuel surcharge waiver; invite-only