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RBL Bank Corporate T&E Platinum Card — RBL Bank credit card

RBL Bank Corporate T&E Platinum Card

RBL's Travel & Entertainment corporate card gives companies a controlled way to fund employee business travel, with lounge access and a lower forex markup than most consumer cards. It's issued to the company rather than to individuals directly applying.

Annual fee

₹1,999

Joining fee

₹0

Reward type

points

Base reward rate

1%

Card network

Visa

Card tier

Premium

Who this card fits

Best suited to salaried applicants who clear the standard eligibility bar whose spend is concentrated in travel. It's worth the annual fee mainly if your points value clears it.

Rewards & benefits

  • Rewards rate: 1% base rate
  • Travel: Enhanced reward points on domestic and international travel spends, lower forex markup for business trips
  • Domestic lounge access: 3 domestic lounge visits per quarter, plus complimentary Priority Pass membership
  • International lounge access: 1 international lounge visit per quarter, plus complimentary Priority Pass membership (1,400+ lounges worldwide)

Benefits by category

  • ✈️ Travel

    2% reward rate · Complimentary domestic and international airport lounge access for business travel.

  • 🌍 Forex / international spend

    Reduced 2% forex markup on international spends. · 2% forex markup on international transactions

Eligibility

  • Employment: salaried
  • Age: 21–65

Fees & charges

  • Foreign currency markup: 2%
  • Interest rate: 42% p.a.
  • Fuel surcharge waiver: 1% fuel surcharge waiver, capped at ₹500 per billing cycle

Benefits

  • Complimentary domestic and international airport lounge access for business travel.
  • Reduced 2% forex markup on international spends.
  • Enhanced reward points on domestic and international travel spends.

Pros

  • + Lower 2% forex markup for frequent business travel
  • + Lounge access for travelling employees
  • + No individual joining or annual fee

Cons

  • − Only available through a corporate program, not direct retail application
  • − Reward economics depend on the employer's negotiated terms
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