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RBL Bank iGlobe Credit Card
Visa
RBL Bank iGlobe Credit Card
RBL built iGlobe specifically for its NRE/NRI banking customers, funded via standing instruction from an RBL NRE savings account rather than income-based underwriting. The forex markup and lounge package are competitive for a card that doesn't require a domestic salary to qualify.
Annual fee
₹3,000
Joining fee
₹3,000
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Premium
Who this card fits
Best suited to applicants with a credit score of roughly 720+ whose spend is concentrated in travel. It's worth the annual fee mainly if your points value clears it.
Rewards & benefits
- Rewards rate: 1% base rate
- Travel: ₹3,000 MakeMyTrip voucher on joining; 24/7 concierge desk for travel bookings
- Domestic lounge access: 2 domestic lounge visits per quarter
- International lounge access: 6 international lounge visits per year
Benefits by category
- ✈️ Travel
2% reward rate · 2 domestic lounge visits per quarter; 6 international lounge visits per year.
- ⛽ Fuel
Fuel surcharge waiver on ₹500-₹4,000 transactions, capped at ₹250/month.
- 🌍 Forex / international spend
1.5% forex markup on international transactions
Eligibility
- Minimum credit score: 720
- Minimum monthly income: ₹40,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Rewards redemption fee: ₹99 + GST redemption fee applies on reward-point redemptions
- Foreign currency markup: 1.5%
- Interest rate: 42% p.a.
- Fuel surcharge waiver: Fuel surcharge waiver on ₹500-₹4,000 transactions, capped at ₹250/month
- Cash advance charges: 2.5% of the withdrawn amount or ₹500, whichever is higher
Benefits
- ₹3,000 MakeMyTrip voucher on joining.
- 2 domestic lounge visits per quarter; 6 international lounge visits per year.
- 24/7 concierge desk.
- Fuel surcharge waiver on ₹500-₹4,000 transactions, capped at ₹250/month.
Pros
- + Low 1.5% forex markup
- + Good combined domestic and international lounge allowance
- + Meaningful welcome travel voucher
Cons
- − Only available to NRI customers with an RBL NRE account
- − Requires standing-instruction repayment, not a normal statement cycle
- − ₹3,000 annual fee with no spend waiver mentioned