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RBL Bank
IndianOil RBL Bank Credit Card
RuPay
IndianOil RBL Bank Credit Card
Entry-level fuel co-brand card for IndianOil loyalists — strong value-back at the pump, easily waived low fee, but little else. A pricier XTRA variant exists with a higher fuel earn rate.
Rates and fees last verified 15 July 2026.
Annual fee
₹500
Joining fee
₹500
Reward type
cashback
Base reward rate
0.25%
Card network
RuPay
Card tier
Entry
Benefits by category
- ⛽ Fuel
6% reward rate (capped ₹1,000/monthly) · 1% fuel surcharge waiver at all IndianOil outlets
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹20,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- 1% fuel surcharge waiver at all IndianOil outlets
- Welcome fuel points worth up to ₹250 on the first transaction
- Up to 100 litres of free petrol (as fuel points) annually on ₹20,000/month spends
Pros
- + Strong value-back on IndianOil fuel purchases
- + Low annual fee with an achievable waiver
- + Welcome fuel points bonus
Cons
- − Fuel rewards capped monthly
- − Minimal rewards on non-fuel spend
- − The pricier XTRA variant earns faster on fuel