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RBL Bank World Safari
A rare zero-forex-markup card aimed squarely at international travelers, with mile-based travel rewards and Priority Pass access. The catch with the zero-markup feature is that international spend doesn't earn travel points either, so it functions more like a low-cost way to spend abroad than a rewards-accelerator for it. High spenders are also rewarded with a large annual milestone bonus of bonus travel points plus a sizeable travel voucher, and an annual complimentary golf round is thrown in for good measure.
Annual fee
₹3,000
Joining fee
₹3,000
Reward type
miles
Base reward rate
2%
Card network
Mastercard
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 730+ whose spend is concentrated in travel. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 2% base rate
- Domestic lounge access: 2 complimentary domestic lounge visits per quarter, subject to minimum ₹35,000 spend in the preceding quarter
- International lounge access: Priority Pass membership with 2 complimentary international lounge visits per calendar year (an extra visit unlocks on ₹50,000+ spend in the preceding calendar quarter)
- Golf: 4 complimentary golf games and 1 complimentary golf lesson per month, annually
- Insurance benefits: Complimentary travel insurance cover of USD 100,000
Benefits by category
- ✈️ Travel
5% reward rate · 2 domestic lounge visits/quarter (min. ₹35,000 spend in preceding quarter) + Priority Pass international access
- 🌍 Forex / international spend
0% forex markup on international transactions
Eligibility
- Minimum credit score: 730
- Minimum monthly income: ₹40,000
- Employment: salaried, self-employed
- Age: 21–60
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹3,00,000
- Rewards redemption fee: ₹99 + GST per redemption request
- Foreign currency markup: 0%
- Interest rate: 42% p.a.
- Fuel surcharge waiver: 1% fuel surcharge waiver on transactions between ₹500–₹4,000, capped at ₹100 per statement cycle
- Cash advance charges: 2.5% of the amount withdrawn, subject to a minimum of ₹500 per transaction
Benefits
- 2 domestic lounge visits/quarter (min. ₹35,000 spend in preceding quarter) + Priority Pass international access
- MakeMyTrip voucher worth ₹3,000
Pros
- + Zero forex markup — unusual and valuable for frequent travelers
- + Priority Pass international lounge access
- + Strong welcome voucher
- + Large annual milestone bonus of travel points plus a travel voucher for high spenders
Cons
- − Mid-tier rewards outside travel
- − Domestic lounge access is spend-conditional
- − International spend doesn't earn travel points despite the zero forex markup
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