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Club Vistara SBI Card PRIME

Visa

Club Vistara SBI Card PRIME

Club Vistara SBI Card PRIME upgrades the base card with Gold Tier status, quarterly lounge access and a ladder of milestone-based free Premium Economy tickets that can add up to real value for someone flying Vistara several times a year. At ₹2,999, it's priced like a mid-premium travel card and rewards loyalty rather than raw spend.

Rates and fees last verified 19 July 2026 · No bank pays us to rank higher.

Annual fee

₹2,999

Joining fee

₹2,999

Reward type

points

Base reward rate

2%

Card network

Visa

Card tier

Premium

Who this card fits

Best suited to applicants with a credit score of roughly 750+ whose spend is concentrated in travel. It's worth the annual fee mainly if your points value clears it.

Benefits by category

  • ✈️ Travel

    4% reward rate · 2 complimentary domestic airport lounge visits per quarter

Eligibility

  • Minimum credit score: 750
  • Minimum monthly income: ₹50,000
  • Employment: salaried, self-employed
  • Age: 2165

Benefits

  • 1 Premium Economy e-gift voucher on payment of the annual fee, plus 3,000 bonus CV Points on ₹75,000 spend in the first 90 days
  • 2 complimentary domestic airport lounge visits per quarter
  • 1 Premium Economy ticket each on crossing ₹1.5L, ₹3L, ₹4.5L and ₹8L of annual spend, plus Gold Tier status

Pros

  • + Gold Tier Club Vistara status from card issuance
  • + Free Premium Economy voucher on renewal, largely offsetting the fee
  • + Ladder of milestone free tickets at ₹1.5L/₹3L/₹4.5L/₹8L annual spend
  • + 2 complimentary domestic lounge visits every quarter

Cons

  • Milestone tickets require substantial annual spend to unlock
  • No standing international lounge access
  • Value collapses if Vistara-branded flights aren't part of regular travel
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