All cards / SBI Card
SBI Card
IndiGo SBI Card ELITE
Visa
IndiGo SBI Card ELITE
SBI's premium co-brand card with IndiGo, earning 7 BluChips per Rs 100 on IndiGo spends plus strong domestic and international lounge access — no spend-based fee waiver is offered.
Rates and fees last verified 14 September 2026.
Annual fee
₹4,999
Joining fee
₹4,999
Reward type
miles
Base reward rate
1%
Card network
Visa
Card tier
Premium
Reward rates by category
- Travel7%
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹50,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- 5,000 IndiGo BluChips and a 6E Eats voucher on the first transaction within 60 days of account opening
- Up to 8 domestic (2/quarter, min Rs 1 lakh prior-quarter spend) and 6 international lounge visits per year
- Lost card liability cover up to Rs 1 lakh; lost check-in baggage cover up to Rs 72,000
- Up to 4 flight cancellation covers per year, each up to Rs 3,000
Pros
- + 7 BluChips per Rs 100 on IndiGo spends
- + 8 domestic + 6 international lounge visits
- + Flight cancellation and baggage cover
Cons
- − No annual fee waiver option
- − Standard 3.5% forex markup
- − BluChips only valuable to frequent IndiGo flyers
Applying takes you to SBI Card's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.